Microfinance Account Officer (Onb: Cagayan De Oro)

Job SummaryThis position is primarily responsible for achieving loan volume targets while maintaining profitability, sound credit quality and good customer service.
Responsibilities:Actively solicit microfinance loan accounts to meet the business needs of the customer
Develops the MFO centers through regular center meetings & visits, servicing of MFO members, training, performance updates, etc.
Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
Initiates credit and collection activities to ensure credit quality of accounts
Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
Ensures adherence to the bank’s policies and procedures
Execute sales and/or marketing activities that will achieve volume targets
Attends to inquiries and other requirements of the clients
Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
Secure information regarding competitor’s practices, market trends and customer needs
Perform other functions that may be assigned to him/her

Qualifications:Graduate of any 4 year degree course.
Possesses good selling, communication and customer service skills.
Must have basic mathematical knowledge.
With high integrity.
Preferably familiar with computer software including word processing & spreadsheets.
With fieldwork and sales experience on Microfinance, an advantage.
Preferably can drive a motorcycle.
Must be willing to do field work and be assigned inCagayan de Oro.