About Security Bank
We are the Philippines’ largest independent bank, having won countless awards over the years including the most prestigious industry award in both 2015 and 2016—the Bank of the Year – Philippines by The Banker.
We’re changing how people bank. From the moment customers enter our branches to their experience online, we make them feel valued and empowered.
Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we’re far from done.
In our constant pursuit of excellence and improvement, we create teams that support our business and each other.
The Role
As an Appraiser, you will performs inspection, research and appraisal report preparation of inspected properties. You will be responsible for providing assistance to the Team Head in monitoring of appraisal requests and training new appraisers from time to time.
How you'll contribute
Conduct physical inspection of property and Verify related documents with various government agencies for the purpose of establishing rightful ownership of the property, authenticity of the title provided, legal impediments and encumbrances and desirability of the property as collateral particularly in terms of marketability and acceptability.
Prepare an evaluation of building or developmental projects applied for bank financing. Periodic project monitoring (as assigned) shall also be undertaken per request of Account Officers to ascertain the progress of the construction.
Prepare appraisal report in accordance with established bank guidelines and appraisal standards within prescribed TAT and submits appraisal reports to authorized approvers.
Coordinate with client, as necessary for appointment in coordination with the account officer on the scheduling of inspection.
Assist the Team Head in ensuring compliance to regulatory requirements and that controls are in place in delivering the credit function.
Collate all relevant data gathered during field inspection including price research from peer banks, published materials, internal price database, opinion from real estate practitioners, sales either for real estate or chattel, and price information that can be obtained from Internet sources.
Execute the Credit Operations Manual and Credit Appraisal Operations Manual in the performance of assigned tasks such as but not limited to: Asset/Property and Collateral Inspection and Valuation, Developer's Project Accreditation as well as Title Verification
What we’re looking for
Bachelor's Degree in Civil, Electrical/Electronic, Mechanical Engineering or related field
At least 3 years' experience in real estate or property appraisal
Willing to do regular fieldwork in assigned area/s (i.e. Metro Manila)
