Enterprise Risk Specialist (Western Visayas)

About Security Bank
We are the Philippines’ largest independent bank, having won countless awards over the years including the most prestigious industry award in both 2015 and 2016—the Bank of the Year – Philippines by The Banker.
We’re changing how people bank. From the moment customers enter our branches to their experience online, we make them feel valued and empowered.
Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we’re far from done.
In our constant pursuit of excellence and improvement, we create teams that support our business and each other.
The Role
As anEnterprise Risk Specialist,you will evaluate the borrowers or potential borrowers of the banks according to the inherent risks and opportunities that the Bank may be able to undertake. And also, you will recommend the appropriate facilities with mitigants in place to safeguard the interest of the Bank.
How you will contribute
Conducts interview and ocular inspection with the client to determine the risk profile of the borrower/ client.
Prepares credit proposal with all the information gathered and internal tools to be presented in the committee
Presents the credit proposal to the committee to aid the team in achieving its goals.
Prepares financial analysis based on the data gathered to determine capacity of the client to pay.
Plans interim extension/client calls or information gathering in advance to ensure renewal is on time and to avoid expired lines.

What we’re looking for
Bachelor’s Degree of any business course
At least 1 year of related experience
Knowledgeable of basic accounting and credit policies
Good Interpersonal and Intrapersonal Communication Skills
Must have excellent organization and time management skills