About Security Bank We are the Philippines' largest independent bank, having won countless awards over the years including the most prestigious industry award in both 2015 and 2016—the Bank of the Year – Philippines by The Banker.
We're changing how people bank. From the moment customers enter our branches to their experience online, we make them to feel valued and empowered.
Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we're far from done.
In our constant pursuit of excellence and improvement, we create teams that support our business and each other.
The Position
The Relationship Manager develops client portfolio of accounts to deliver budgeted goals and targets thru cross-sell of bank products and new account on-boarding. Achieves revenue goals by approved account planning, account profitability and risk management metrics.
We are looking for Relationship Managers who will bring fresh ideas in the continuous improvement of our processes, and the passion when it comes to the execution of projects and tasks. We need our Relationship Managers to be versatile and enthusiastic when it comes to dealing with challenges that are inherent in a hypercompetitive industry.
Duties and Responsibilities
Prepares credit proposals alongside Enterprise Risk Manager/Analyst and presents them to the Bank's Credit Committee by orchestrating proper credit due diligence on account.
Collaborates and orchestrates deals or client transactions, internally and externally, to build a strong relationship resulting in booking new transactions with ease.
Keeps updated with the credit policy and its revisions and enhancements by collaborating with Credit in updating and formulating new credit policies to ensure compliance with the Bank's credit policies as well as all other governing policies for transactions that are processed and recommended.
Ensures account/portfolio profitability in accordance with set budget parameters by pursuing and completing revenue accretive transactions.
Employs account planning, account profitability and risk mitigating metrics towards a balanced client relationship to establish a profitable and multi-product relationship with clients.
Qualifications
Graduate of a Bachelor's Degree
Candidates should have at least 3 years of related experience
Must have good knowledge on credit, credit structuring, credit policies, transactional procedures, and product features and knowledge on regulatory aspects of lending and banking, and legal documentation.
Should have good interpersonal, marketing, and analytical skills.
Needs analysis and solutions matching skills.
Must be outgoing and has the passion for customer service and collaboration with shareholders, product and operational partners.
