Credit Officer

DUTIES AND RESPONSIBILITIES A.
Portfolio management Contribute to ensuring portfolio quality are within set standard and/or target B.
Credit Evaluation Evaluate project financing applications, the applicants' financial condition and credit worthiness Conduct due diligence on financing applications through trade checking, credit checking, field visits and other means Appraise offered loan security and/or ensure property appraisal by licensed appraisers Analyze overall credit risk and recommend project financing applications for approval or disapproval C. Monitoring Provide technical inputs in the regular 3BL monitoring of existing projects Identify "red flags" / early signs of problem loan accounts and recommend measures to address the problems to prevent further deterioration D. Risk management Identify potential and actual risks to FSSI investments Conduct regular review of operational and compliance risks of assigned accounts Conduct regular review of credit risk classifications of assigned accounts Recommend and implement timely and effective remedial measures E. Perform other related tasks that may be assigned from time to time Qualifications: Education: College degree preferably with background in Economics, Banking, Finance Business Management and Accounting Experience: At least three (3) years working experience in related fields; experience on evaluation of projects involving social enterprises, SMEs, microfinance, cooperatives, gender and social inclusion, and activities that contribute to attaining the sustainable development goals are preferred.
Required Skills: Planning, research, economic analysis, market analysis, financial analysis, feasibility study, property appraisal, documentation, accounting, credit operation, remedial management, collection, IT skills Application Process: Interested applicants may tender an application letter addressed to the HR and Administration Manager, and together with their curriculum vitae submit to: The HR and Administration Unit Foundation for a Sustainable Society, Inc. 46-E Eugenio Lopez Street corner Samar Avenue South Triangle, Quezon City Deadline for submission of application: 09 April 2025.
FSSI will reply to shortlisted applicants only.
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