Account Officer

**Job description**: Look for new accounts/relationships that can be established for the Bank.
Conduct client calls (office/plant visit) to know client's financial needs, obtain data on the company's operation, its financials and management.
Evaluate borrowings and analyze financials of clients Prepare Credit Offering Memo (COM).
Present the Credit Offering Memo to Loans Committee.
Execute transactions and negotiate the best terms for the Bank (such as interest rates, exchange rates, etc.).
**Basic qualifications**:

- With at least 2 years experience in Corporate or Commercial loans for SMEs or middle-market segment.
Strong credit experience is an advantage
- Has knowledge of banking products and industry, Marketing, Data Analysis, Financial Monitoring and Reporting, Research, Risk Management
- Has excellent communication skills

**Location**: Metro Manila - BGC, Binondo, Caloocan, Greenhills
Provincial - Batangas, Pampanga, Isabela, Naga, Cebu, Bacolod, Iloilo, Davao, General Santos, Cagayan De Oro